The operating system community banks give their business customers.
Forthwell is a white-labeled business banking platform — AI cash forecasting, receivables, and lending intelligence — that lives inside your online banking. It's how your business customers run their finances, and how your bank keeps their deposits and grows their loans.
Two live demo environments below — one branded for a partner bank, one generic.
Everything a business needs to run. All of it inside your bank.
Forthwell Pay is a full business banking stack — receivables, payables, cards, and cash flow — delivered as one product under your brand. Below is what your business customers get on day one.
Branded invoicing
Your business customers send professional, bank-branded invoices with one click. PDF, email, and hosted payment links included.
ACH & card acceptance
Payers settle by ACH or card. Funds land directly in the customer's account at your bank — no third-party processor in the middle.
Auto-reconciliation
Payments match invoices automatically and post to the general ledger. No manual matching, no spreadsheet gymnastics.
AI collections
Overdue invoices get intelligent, tone-matched reminder cadences. Businesses collect faster; your customers stay happier.
Recurring & retainer billing
Subscriptions, retainers, and progress-billed projects on autopilot with milestone tracking and deposit invoices.
Estimates → invoices
Send an estimate, get it approved, convert to an invoice in one click. Full audit trail on every quote.
Client CRM
Every business customer sees their clients, contacts, balances, and payment history in one lightweight CRM.
Core banking integration
Connects to FIS, Fiserv, Jack Henry, and modern cores. Real-time balance, transactions, and account controls.
Bank admin console
Your relationship managers see enrollment, activity, and receivables health across every business customer.
Bill pay, expense cards, and cash flow forecasting.
Every module ships on the same rails — one login, one relationship, one bank. Your customers never have a reason to leave.
A working deployment. Click in.
An unbranded reference deployment of the Forthwell Pay platform, seeded with realistic clients, invoices, and estimates. Explore the full experience your business customers would see inside your bank.
Cornerstone Community Bank
A generic, unbranded reference deployment.
- ✓Meridian Woodworks as the seeded business
- ✓Fictional clients, invoices, estimates, and recurring plans
- ✓No partner-bank branding — safe to share broadly
See it running on your brand.
A 30-minute walkthrough: a live deployment on a partner bank, the integration architecture, and how the economics work for a bank your size.
Book a demo